// Banking-as-a-Service

AI-driven
infrastructure for
safer, smarter finance.

// infra.consolelive · 00:00
build.corev4.2
Cards issued12,481
Tx/sec 2,340
FX pairs48
Uptime 99.9999%

A modular BaaS platform for cards, payments, FX, VBAs, and RegTech — built to launch fast and scale with support from industry experts.

// Trusted by fintechs, exchanges & enterprise

// card.issuer mastercard · principal
•••• 7421
virtual
•••• 3309
corporate
Build · MC
4242 •••• •••• 8801
Ada Chen 12/28
01 · Card-as-a-Service

Power your business with smarter cards.

Launch and manage branded cards backed by our partnership with Mastercard. Issue physical or virtual cards with global acceptance, and take control with real-time spend management and team expense tools.

Build puts card issuing, acceptance, and expense controls all in one platform.

Network
Mastercard · Principal Member
Form factors
Virtual · Physical · Tokenized
Coverage
210+ countries
// ledger.feed apr 18 · 10:44
AL
Alipay
collection · CNY
+¥142,300
Settled
EU
SEPA Payout
disbursement · EUR
−€18,500
Settled
FX
USD → SGD
fx · mid-market
$42,000
Pending
SW
SWIFT Outbound
wire · USD
−$84,000
Settled
IN
INR Collection
collection · INR
+₹3.6M
Settled
AW
AWS Payout
refund · USD
−$2,418
Settled
BT
BTC Off-ramp
crypto · USD
+$12,800
Processing
02 · Collection & Payments

Accept, send, and move money instantly.

Build makes it easy for businesses to collect payments, manage refunds, and disburse payouts at scale — all with competitive FX for seamless global money movement.

Rails
ACH · SEPA · SWIFT · Local
FX pairs
48 · mid-market
Settlement
T+0 on supported rails
// accounts.overview 8 currencies
// Total balance · USD equivalent
$8,412,009.24
▲ 3.2% this month
USD $4.21M
EUR €1.88M
SGD S$820K
AUD A$640K
HKD HK$2.1M
JPY ¥48.2M
GBP £390K
CNY ¥1.2M
03 · Multi-Currency Accounts

Accounts that grow with you.

Hold and transact in multiple currencies with ease. From flexible USD business accounts to high-yield savings and virtual IBANs, Build helps you manage global balances while earning competitive returns and automating reconciliation.

Currencies
30+ · live pricing
Virtual IBANs
Per-customer · per-invoice
Yield
Up to 4.2% APY
// risk.monitor 98.4% clean
KYC · Dave Kaikov
Passport · verified · 2s
score 98
Sanctions screen
OFAC · EU · UN · clear
0 hits
!
Tx behaviour · $42k out
Outlier pattern · review
risk 0.34
PEP check · global
No match · 6 lists
clear
AML report · Q2
Filed · ASIC · AUSTRAC
auto
Source of funds
Docs accepted · filed
verified
Device fingerprint
Known · trusted IP · 2fa
score 100
04 · Compliance & Fraud AI

Smarter compliance, zero tolerance for fraud.

Streamline onboarding, automate regulatory reporting, and eliminate fraud before it happens. With predictive risk and fraud AI, Build harnesses behaviour analysis and transaction modelling to keep your business protected in real time.

Onboarding
KYC · KYB · Sanctions
Reporting
Automated · Multi-jurisdiction
Detection
Real-time · Behavioural AI
// coverage.map apac · global
05 · Built Locally, Trusted Globally

Australian-born, globally trusted.

Build is part of Bolt Group, an Australian-born fintech with banking licenses across APAC, principal membership with Mastercard and UnionPay, and PCI DSS certification. Trusted by financial institutions, corporates, and fintechs to deliver secure infrastructure at scale.

HQ
Sydney · Australia
Group
Bolt Group
Networks
Mastercard · UnionPay
// 06 · Ready to build

Ready to build with us?

Talk to our team about how Build can power your next card program, global payments flow, or compliance solution.