Acquiring

Acquiring built to
accept, collect and get paid.

Help your business get paid with confidence — from the first transaction to global scale, combining local expertise with global capability across the full payment lifecycle.

A business traveller checking a payment on their phone
Growth path

Built for how
payment businesses grow.

Most payment journeys start local — and scale quickly. Build supports that journey by helping businesses:

  • Launch with strong local payment capability
  • Scale volumes with higher success rates and better routing
  • Expand globally without rebuilding acquiring infrastructure

Acquiring grows with your business, from local operations to international reach.

Acceptance

One integration,
multiple ways to get paid.

Accept payments across cards, wallets and alternative payment methods through a single acquiring layer.

  • Support for multiple payment types, including wallets and APMs
  • Global acceptance across markets
  • Designed to handle increasing volume and complexity

Whether you're serving local customers or international markets, acceptance stays simple as your footprint grows.

Full flow

From acceptance to settlement —
end-to-end control.

Getting paid doesn't stop at authorisation. Build Acquiring is designed around the full payment flow:

Payment acceptance

Accept transactions across cards, wallets and APMs through one entry point.

Intelligent routing

Route payments to maximise approval and minimise cost.

Ledger visibility

See every transaction reconciled against accounts and settlement.

Settlement and payout

Convert accepted payments into usable funds on your terms.

This end-to-end approach gives businesses clarity and control as transaction volume, payment methods and regions increase.

Routing

Intelligent routing and
cost optimisation.

As volumes grow, optimisation matters. Build supports:

  • Least-cost routing across payment methods and rails
  • Improved authorisation success rates
  • Reduced unnecessary declines
  • Better control over processing costs

Routing decisions are applied within your acquiring flow, helping maximise revenue while managing cost.

Settlement

Faster settlement,
flexible payout options.

Turn accepted payments into usable funds sooner.

  • Faster settlement cycles
  • Multi-currency settlement options
  • Support for traditional and modern settlement methods, including stablecoin-based rails where appropriate

Settlement is designed to support real cashflow needs, not just transaction completion.

Customers

Built for PSPs, platforms
and growing businesses.

Build Acquiring supports:

  • Payment service providers expanding their offerings
  • Platforms and marketplaces collecting from customers
  • Businesses operating across regions and currencies
  • Organisations that need certainty of collection, not just checkout

Local where it matters. Global when you need it.

Ecosystem

Part of a multi-product,
API-driven ecosystem.

Acquiring works best as part of a broader stack. Build Acquiring integrates with:

  • Payments and money management
  • Virtual accounts and settlement accounts
  • FX and treasury workflows
  • Card issuing and payouts
  • Compliance and monitoring

This creates a unified payment ecosystem, supporting growth without fragmentation.

Why Build

Acquiring designed for
real-world payment growth.

Built to get paid

Accept, collect and settle — not just authorise. End-to-end payment flow ownership.

Local where it matters

Local expertise paired with global capability across the markets you operate in.

Ready to scale

Multi-currency, modern settlement, and ledger control designed to grow with you.

Ready to get paid
at global scale?

Talk to our team about acceptance, routing and the settlement model your business needs.

210+

Countries of card coverage

30+

Currencies with live pricing

48

FX pairs at mid-market